Black Money vs White Money The furor and anger generated by widespread corruption and the illegal practice of stashing away money in Swiss banks is at its peak in India at the moment. There have been scores of cases of high level corruption such as 2G scam, and politicians, even ministers have been sent to […]
Difference Between Visiting Card and Business Card
Visiting Card vs Business Card Remember the salesman who called upon you last week asking your permission to give a demonstration of a brand of water purifier that he was promoting. You agreed and he appeared on the day and time that you suggested. The man first took out a card and gave to you […]
Difference Between MICR and Swift Code
MICR vs Swift Code Though there is no connection between MICR and SWIFT codes, many people all over the world are confused between these two terms that signify two latest technologies used by banking institutions to facilitate money transfers. Whereas MICR is the latest technology that has helped immensely in clearing a very high number […]
Difference Between Loan and Mortgage
Loan vs Mortgage Loans can be secured as well as unsecured and they can be for short as well as long durations. The word mortgage only reflects that the loan is secured and the lender has a property as collateral against the sum of money it has given to the borrower. In case of non […]
Difference Between Loan and Debt
Loan vs Debt For a common man, there is no difference between loan and debt. However, when a person needs money to fulfill his dreams of a home for his family, he applies for a loan from a bank or any other financial institution and not for a debt. But when an individual is hard pressed […]
Difference Between Debentures and Shares
Debentures vs Shares There are many ways a company, when it needs to raise capital to meet its various requirements, can get resources. It can obtain loans from banks and private lenders, issue debentures to public or can come up with an issue in the stock market to sell its shares. Investors who provide loan […]
Difference Between Accrual and Deferral
Accrual vs Deferral For those who are away from the world of accounting, accrual and deferral may sound like foreign words. But those who are accountants or keep books for an organization know the importance of these two concepts in any accrual based accounting procedure. This accounting recognizes events whether they are accrual or deferral […]
Difference Between Quality and Value
Quality vs Value Quality and value are attributes of a product or a service that ultimately decide its higher or lower sales and also help in creating an image of the company. There is quite a gap between what organizations think about quality and how customers perceive presence or absence of quality in a product […]
Difference Between Umbrella and Excess
Umbrella vs Excess | Umbrella Insurance Policy vs Excess Insurance Policy If you ask any gentleman difference between these two terms he may laugh at you seeing the words. But this is because the word liability has not been suffixed to them. Umbrella liability and excess liability are actually terms of insurance policies that provide […]
Difference Between Interest and Dividends
Interest vs Dividends We hear so much about interest and dividends as investors in different companies but we rarely pay attention to the basic differences between these two terms. Majority of people think of interest as the money paid by a company to its lenders and dividend as the sharing of profit that a company […]
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