Named Insured vs Additional Insured Additional insured and named insured are terms that usually appear on an insurance policy and are easily confused terms as they are used interchangeably by many. There are, however, many important differences between the two and understanding these differences can help individuals avoid financial losses, litigation, and other issues […]
Difference Between Nominal and Real Exchange Rate
Nominal vs Real Exchange Rate Nominal exchange rate and real exchange rate show the rate at which one currency can be purchased for another. Nominal exchange rates are the rates that are displayed at banks and money changers. Real exchange rates are a bit more complicated and show how many times an item of […]
Difference Between Current Account and Saving Account
Current Account vs Saving Account Savings accounts and current accounts are the two most common types of accounts that are maintained by businesses and individuals. While both savings accounts and current accounts help the individual or business to manage their funds in some way, they are quite different to one another in terms of […]
Difference Between Contribution Margin and Gross Margin
Contribution Margin vs Gross Margin Gross margin and contribution margin are quite similar to one another and are important indicators of a company’s profitability. They both offer information that is important to make decisions regarding production levels. Contribution allows a company to calculate the breakeven point (which is the amount of goods that need […]
Difference Between Turnover and Profit
Turnover vs Profit Turnover and profit are both terms that appear on a firm’s balance sheet. Turnover and profit are related to one another since profits are calculated by reducing expenses from the total revenue, of which a major portion is made of the company’s sales turnover. There are however a number of differences […]
Difference Between Refurbished and New
Refurbished vs New Refurbished products are returned to the manufacturer or the vendor for one or the other reason and reconditioned to be sold again though not as brand new. Refurbished is a term that people find confusing when they are buying a gadget or electronics item online. There are the usual products being […]
Difference Between Discount Rate and Interest Rate
Discount Rate vs Interest Rate Interest rates and discount rates are rates that apply to borrowers and savers who pay or receive interest for savings or loans. Interest rates are determined by the market interest rate and other factors that need to be considered, especially, when lending funds. Discount rates refer to two different […]
Difference Between Retail Banking and Corporate Banking
Retail Banking vs Corporate Banking The banking industry is divided into two major banking components known as retail banking and corporate banking. Retail banking includes products and services which are offered to individual customers. Corporate banking services are those products and services that cater specifically to corporate customers such as large corporations and small […]
Difference Between Exempt and Zero Rated (VAT)
Exempt vs Zero Rated (VAT) VAT is the value added tax that is charged when selling goods and services. The price of these goods and services include the VAT amount. There are different types of VAT rates that apply to different types of goods and services. There are also certain goods and services on […]
Difference Between Charge, Mortgage and Pledge
Charge vs Mortgage vs Pledge Charges, mortgages, and pledges are quite similar to one another in that they are all security interests that banks use to provider lender with security over the borrower’s assets. There are, however, a few differences between them in terms of the ownership of the asset when loans are taken […]
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