Difference between Master Card and Visa Card

Master Card vs Visa Card

Travel anywhere around the world with just your credit cards, which are either powered by master cards or visa cards, you will find yourself having an enjoyable and hassle free shopping experience. Master and visa cards are close competitors and therefore offer similar services for their customers. Both have a large customer base especially with their networks present in more than hundred countries worldwide. As a customer, we generally would not find much difference between the two types of credit cards, Its only two different brand names.

Master card

Master card can be used world wide at more than 23 million locations. It is important to note that the Master card does not issue the credit cards to the customer directly. Instead the issuance of Master cards is in the hands of the banks that have taken up the services of Master Cards. Any payments that we make to our banks for the usage of a Master card go to the bank and not to the Master Cards. Master cards generate its income by issuing its services to these banks.

Visa Card

Visa cards have a customer base present in billions and a direct competitor for Master Cards. Visa Cards are accepted around the world, and like Master Cards, the service payments charged by banks to their customers, goes towards the bank and not to Visa Cards. Visa cards receive its service payment from the banks issuing the Visa Cards services worldwide. It is a generalized concept now, that wherever you can pay with your Master Card, you can also use your Visa Card.

Difference between Master Card and Visa Card

There is no underlying difference between the two types of credit card servicing companies. The fact is that the two are a direct competition for a reason. When deciding for their first credit card, people generally do not ponder over whether to get a Visa card or a Master Card. They think more about which bank to get a credit card from based on their rewards scheme and the services charges. One difference that is present is that UK has an integrated Visa and Master Cards service. Wherever you can pay with our Visa Card, you can also pay with your Master Card in UK. However, around the world, different locations will accept either Master Card or Visa Card. There are a few places where even both are accepted.


So how is it that we determine which is better? Are there truly some things that money can’t buy and for everything else there is Master Card? Or does life really take Visa? The fact is, it is like choosing between two apples. In this case there are same benefits but only different names. How then do the two create a brand loyalty for themselves? Despite that the competition remains fierce globally in more than a hundred fifty countries and more than twenty million locations.