Credit Note vs Debit Note If you have an account with a bank, you can see the entries in your passbook as either credit or debit. When you deposit money in your account or get a cheque in your name, it is marked as credit and the balance in your account goes up by that […]
Difference Between Base Rate and BPLR Rate
Base Rate vs BPLR Rate BPLR is the Benchmark Prime Lending Rate and is the rate at which banks in the country lend money to their most credit worthy customers. Till now, RBI had given a free run to the banks to fix their BPLR and different banks do have different BPLR causing resentment among […]
Difference Between IFSC Code and Swift Code
IFSC Code vs Swift Code Swift code and IFSC code are identification codes for the purpose of electronic money transfer between financial institutions, mainly banks. One has to mention these codes when transferring money from one bank to another. While Swift code is used for international money transfer, IFSC codes are required when one wishes […]
Difference Between Cheque and Promissory Note
Cheque vs Promissory Note Carrying cash to make and receive payments for goods and services is not only impractical but also risky. Though it is easier to make payments through cash and credit cards in daily life, negotiable instruments are preferred by people in place of cash in business. In businesses there are several payments […]
Difference Between Cheque and Bill of Exchange
Cheque vs Bill of Exchange A lot of business activities are going on round the clock in all parts of the world. All business activities involve exchange of goods and services. These goods and services are sold for cash or on credit. In daily life, it is impractical to issue Cheques for all the transactions […]
Difference Between APR and APY
APR vs APY If someone as intelligent and genius as Albert Einstein called compound interest as the greatest force on earth, its implications in our lives, especially financial aspect of our lives, must be important. To understand the effect of compound interest, one just has to look at the difference between APR and APY to […]
Difference Between Secured and Unsecured Credit Cards
Secured vs Unsecured Credit Cards Secured credit cards and unsecured credit cards are two different types of credit cards, one is issued upon a deposit and the other has no such requirement and the credit limit also may differ. The use of plastic money has increase exponentially in the western world in recent times and […]
Difference Between ING Direct and HSBC Direct
ING Direct vs HSBC Direct ING Direct and HSBC Direct are branchless banks that operates through internet and phone. Having a bank account has become a necessity in these times as one has to not only look for the safety of his hard earned money but also to be able to get and make payments easily […]
Difference Between Goldman Sachs and J.P. Morgan Chase
Goldman Sachs vs J.P. Morgan Chase Goldman Sachs and J. P. Morgan Chase are two financial conglomerates in US that have business and assets in many countries of the world. These two financial behemoths conduct billions of dollars worth of transactions every year, and have many similarities between them. This article though, intends to highlight […]
Difference Between Bank of America and J.P. Morgan Chase
Bank of America vs J.P. Morgan Chase Bank of America and J. P. Morgan Chase are two giant financial corporations in the United States having business worldwide. In the world of banking, these two companies are considered to be heavyweights with billions of dollars worth of financial transactions. There are many similarities between the two […]
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