Key Difference – UTMA vs 529 Most parents start saving when their children are at a very young age in order to ensure them a prosperous future. Among other expenses, tuition fees for college pose as the most significant one. UTMA (Uniform Transfers to Minors Act) and 529 plan are two options in the […]
Difference Between HRA and HSA
Key Difference – HRA vs HSA Both Health Reimbursement Arrangement (HRA) and Health Savings Account (HSA) are two health benefit plans designed to offer affordable health care coverage to employees in the United States in order to cover their health care expenses. Both plans share a similar objective, there are specific differences between them. […]
Difference Between Stocks and Mutual Funds
Key Difference – Stocks vs Mutual Funds The key difference between stocks and mutual funds is that stocks are units that represent the ownership of the company whereas mutual funds are professionally managed investments, made up of a pool of funds collected from many investors who share similar investment goals. Stocks and mutual funds […]
Difference Between Fidelity and Vanguard
Key Difference – Fidelity vs Vanguard Investment management through financial advisors has become increasingly popular during recent times where investment companies manage a large number of financial assets under them. Fidelity and Vanguard are two pioneer financial service companies in the United States. Both companies provide a number of services, ranging from retirement services […]
Difference Between Defined Benefit and Defined Contribution Pension
Key Difference – Defined Benefit vs Defined Contribution Pension Defined benefit and defined contribution pension are two forms of investments that enable planning an income for retirement age; however, these two terms are often used interchangeably. As a result, it is important to clearly identify the difference between the two. The key difference between […]
Difference Between Defined Benefit and Accumulation Fund
Key Difference – Defined Benefit vs Accumulation Fund Making periodic contributions to a fund with the expectation of using them for a future purpose is common among individuals and firms. Although different in structure and beneficiaries, both defined benefit and accumulated fund serve this same purpose. The key difference between defined benefit fund and […]
Difference Between Federal Tax ID and EIN
Federal Tax ID vs EIN Both Federal Tax ID and EIN refers to a unique nine-digit number assigned by the Internal Revenue Service (IRS) to business entities operating in the United States. These two terms are synonyms, and there is no difference between Federal Tax ID and EIN although some people assume that they have different meanings. The term EIN […]
Difference Between IRS 1040 and 1040A and 1040EZ
Key Difference – IRS 1040 vs 1040A vs 1040EZ IRS 1040, 1040A and 1040EZ are three forms that taxpayers can use to file federal income tax return with IRS in the United States. The information requirement, complexity, and eligibility of taxpayers in each form are different from one another. The key differences between IRS 1040, […]
Difference Between Wealthfront and Betterment
Key Difference – Wealthfront vs Betterment With the number of investing opportunities increasing day by day, it is often difficult to select the most suitable option for independent investors. Robo-advisers are a relatively new development which substitutes human investment advisors. Robo-advisers are also cost effective as they usually cost only around one-third of the […]
Difference Between Pension Plan and Retirement Plan
Key Difference – Pension Plan vs Retirement Plan Planning for income during the retirement age is crucial for all individuals and a number of options are available to make such arrangements. The terms pension plan and retirement plan are often used interchangeably. However, they are different from one another. The key difference between pension […]
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