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Coinsurance vs Deductible   Coinsurance and deductible are payments made by a patient towards the cost of a medical bill under a medical insurance policy. These payments require the patient to share the cost of the medical bill with their insurance company, as insurance companies in certain countries do not cover... 
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Copay vs Coinsurance   Health or medical insurance is an insurance coverage that is purchased for the purpose of providing protection and coverage against health related risks. Medical insurance is unique insurance cover with its own terminology and unique structure. Medical insurance does not cover 100% of the... 
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Copay vs Deductible   Health insurance offers a patient coverage against the costs of medical expenses. However, health insurance policy in certain countries such as the United States does not cover 100% of the patient’s bill and requires the patient to make a contribution as well. There are a number of methods... 
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Deductible vs Out of Pocket Maximum   Medical insurance policies usually do not cover total medical costs. There are a number of mechanisms that insurance companies use in order to share the burden of payments with the patient. In this article, we take a closer look at two terms that are related to medical insurance;... 
Difference Between Ordinary Annuity and Annuity Due
Ordinary Annuity vs Annuity Due   An annuity is a number of payments that may be paid or received by an individual. Annuities are equal amounts that are paid or received over a set period. Examples of annuities include mortgage payments, rent payments, insurance premiums, salaries, retirement benefits, etc. There... 
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FII vs QFI   Foreign investment is the process in which an investor from one country makes an investment in the stock markets of another country. Foreign investments are beneficial to a country as it brings an inflow of capital, thereby fuelling expansion, investment, employment and bringing about economic development.... 
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Rollover IRA vs Roth IRA   IRA stands for Individual Retirement Accounts, which are special investment accounts that are designed specifically for individuals who wish to build a retirement fund and manage their investment portfolio. There are a number of different types of IRA including traditional IRA, rollover... 
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Recourse vs Non-Recourse Debt   When a bank or financial institution grants loans they require an asset to be pledged as collateral for the loan, which usually is the asset or property that the loan funds were utilized to purchase. The collateral that is pledged to the bank is used by the bank to recover any losses... 
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Deductible vs Premium   An insurance policy is a contract that is signed between two parties; the insurer and insured in which the insured will pay a fee to the insurer who will in return promise to pay for any loss covered in the insurance policy. Insurance policies are taken out by businesses and individuals... 
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Interim Dividend vs Final Dividend   Owners of a publicly traded company are known as the company’s shareholders. Individuals make investments in firms by purchasing shares, thereby becoming shareholders of the firm. The returns that shareholders get from their investment include capital appreciation... 
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MOU vs MOA   MOA and MOU are both terms that can be termed as umbrella agreements often used in an organization’s activities when in conjunction with another entity. Although sometimes used interchangeably, MOA and MOU are two different agreements that stand for different things. What is MOA? MOA or Memorandum... 
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HRM vs HRD   Human resources are an essential section of any organization, company or institute. Recognizing this importance, separate branches geared towards the development and the safeguarding of this sector has evolved over time. HRD and HRM are two such subjects that cater to this growing need today. What... 
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Demographics vs Psychographics   The key to the success of any business is the people that it engages with. It is important to do the necessary research in order to properly reach the target audience of one’s enterprise. This is where demographics and psychographics come in. What is Demographics? Demographics... 
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BOP vs BOT   Balance of payments (BOP) records a country’s total inflows and outflows of funds and assets to and from foreign countries and offers an overview of all international monetary transactions. The balance of payments provides a summary of all transactions during the year and offers a clear snapshot... 
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Economics vs Managerial Economics   Economics is social science that is concerned with the production of goods and services, distribution and consumption of those goods and services, and transfer of wealth between entities within a country or across regions. The theory of economics in today’s world is a... 
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Cartel vs Collusion   Competition exists in any marketplace that has more than one market player. Competition is seen to be positive and healthy to the economy as it encourages companies to offer better products to the market, lower costs to offer products at competitive prices, and continuously improve their... 
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