Hard Money vs Soft Money Hard money and soft money are two terms that are used to refer to political donations. It is important to clearly understand what is meant by each before any political contributions are made. There are a number of differences between the two, especially when it comes to the rules […]
Difference Between Revocable and Irrevocable Trust
Revocable vs Irrevocable Trust A trust is referred to as an agreement that legally stipulates how people’s assets and wealth are to be managed. A trust that is set up to manage such assets is also valid after a person’s death. It is important to understand the different types of trusts before moving one’s […]
Difference Between Rollover and Transfer
Rollover vs Transfer An IRA or Individual Retirement Account allows an individual to contribute funds towards their retirement and is held by a financial institution, which is known as the custodian. Rollover and transfer are two ways in which the movement of funds to or from an IRA can be done. Despite the fact […]
Difference Between Assessed Value and Market Value
Assessed Value vs Market Value Market value and assessed value are two methods of valuing properties. Individuals need to understand the value of their properties for a number of reasons, which include the payment of property taxes, disposal of the property, purchase of new property, or for other important financial decisions. The article offers […]
Difference Between Depository and Custodian
Depository vs Custodian The roles of a custodian and depository are quite similar to one another. With the development of the financial world, the roles of custodians and depositories are constantly overlapping. There are however a number of main differences between custodian and depository. While custodians merely hold custody of assets and financial securities, […]
Difference Between Mortgage and Home Equity Loan and Home Loan
Mortgage vs Home Equity Loan vs Home Loan Mortgage and home loan are terms that are used interchangeably and, therefore, refer to the same thing. However, a home equity loan is very much different to a mortgage, as it is a second mortgage taken on the house or real estate property, taking into consideration […]
Difference Between Amortization and Impairment
Amortization vs Impairment A firm owns a number of assets including fixed assets that are used in the production of goods and services, current assets that can be used to cover day to day expenses, and intangible assets such as a company’s goodwill. Assets are recorded in the firm’s balance sheet at their cost […]
Difference Between Beta and Standard Deviation
Beta vs Standard Deviation Beta and standard deviation are measures of volatility used in the analysis of risk in investment portfolios. Beta shows the sensitivity of a fund’s, security’s, or portfolio’s performance in relation to the market as a whole. Standard deviation measures the volatility or risk inherent to stocks and financial instruments. While […]
Difference Between Mortgage and Deed of Trust
Mortgage vs Deed of Trust Both deeds and mortgages use documents that are very similar to one another in that they perform the same function which is securing loan repayments. Loan repayments are secured through placing liens on properties, whereby the lender has the right to sell the property and recover losses if the […]
Difference Between Named Insured and Additional Insured
Named Insured vs Additional Insured Additional insured and named insured are terms that usually appear on an insurance policy and are easily confused terms as they are used interchangeably by many. There are, however, many important differences between the two and understanding these differences can help individuals avoid financial losses, litigation, and other issues […]
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