MICR vs Swift Code Though there is no connection between MICR and SWIFT codes, many people all over the world are confused between these two terms that signify two latest technologies used by banking institutions to facilitate money transfers. Whereas MICR is the latest technology that has helped immensely in clearing a very high number […]
Difference Between Loan and Mortgage
Loan vs Mortgage Loans can be secured as well as unsecured and they can be for short as well as long durations. The word mortgage only reflects that the loan is secured and the lender has a property as collateral against the sum of money it has given to the borrower. In case of non […]
Difference Between Loan and Debt
Loan vs Debt For a common man, there is no difference between loan and debt. However, when a person needs money to fulfill his dreams of a home for his family, he applies for a loan from a bank or any other financial institution and not for a debt. But when an individual is hard pressed […]
Difference Between Debentures and Shares
Debentures vs Shares There are many ways a company, when it needs to raise capital to meet its various requirements, can get resources. It can obtain loans from banks and private lenders, issue debentures to public or can come up with an issue in the stock market to sell its shares. Investors who provide loan […]
Difference Between Accrual and Deferral
Accrual vs Deferral For those who are away from the world of accounting, accrual and deferral may sound like foreign words. But those who are accountants or keep books for an organization know the importance of these two concepts in any accrual based accounting procedure. This accounting recognizes events whether they are accrual or deferral […]
Difference Between Umbrella and Excess
Umbrella vs Excess | Umbrella Insurance Policy vs Excess Insurance Policy If you ask any gentleman difference between these two terms he may laugh at you seeing the words. But this is because the word liability has not been suffixed to them. Umbrella liability and excess liability are actually terms of insurance policies that provide […]
Difference Between Interest and Dividends
Interest vs Dividends We hear so much about interest and dividends as investors in different companies but we rarely pay attention to the basic differences between these two terms. Majority of people think of interest as the money paid by a company to its lenders and dividend as the sharing of profit that a company […]
Difference Between Internal Audit and Statutory Audit
Internal Audit vs Statutory Audit Though there is an accountant in all organizations to record the financial transactions and for general book keeping, companies have to pass through an audit that is a sort of scrutiny of the financial statements of the company prepared by the accountant. This statutory audit is carried out under the […]
Difference Between IASB and FASB
IASB vs FASB Before moving ahead, it would be pertinent to know the full forms of IASB and FASB. IASB is an acronym that stands for International Accounting Standards Board whereas FASB refers to Financial Accounting Standards Board. The two boards are international bodies that have been trying to evolve uniform financial accounting standards applicable […]
Difference Between Fixed and Variable Annuities
Fixed vs Variable Annuities When you are young and strong, you are not really worried about your future as you are earning and fulfilling all the requirements of your family. But the way prices of commodities are rising, the really smart ones are those who take the decision of investing a part of their income […]
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